Android Pay has finally begun rolling out. The mobile payment system, revealed by Google earlier this summer, is aimed at taking on Apple Pay and seeing off the threat of Samsung’s own version, which is due to launch later this year.
It’s the latest in a series of moves by mobile-makers to try and muscle in on your wallet and make cash redundant.
Can it work? These five key factors should determine whether Android Pay can be a success.
That means that if you bought an Android phone in the last two and half years, you’ll be good to go.
That’s hugely appealing seeing as Apple Pay only works on the iPhone 6/6Plus and iPhone 6S/6S Plus.
Google has been keen to stress that it is putting users’ security first.
No payments will be sent with your real debit or credit card number. Instead, a tokenisation method will send a virtual account number every time you make a transaction.
This is similar to the random number generator used by the rival Apple Pay service.
There are payment confirmations every time you make a purchase so you can see if anyone has been making payments using your phone’s details.
However, with only a select number of Android phones coming with the added layer of a fingerprint scanner, all eyes will be on Google to see if it can match Apple’s secure system.
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